I love the holidays and tend to be one of those people that go completely overboard. Over the top with decorating and excessive gift giving. That being said, I still have a Christmas budget that I stick to because at the end of the day, I want to enjoy the holidays and not have to stress about money.
We normally save up for Christmas well in advance, but found ourselves cash-flowing the entire thing this year instead. I always base our budget on the year before, but somehow it keeps increasing. Ha! Here's what we spent on Christmas 2019...